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  "vin": "1FC3E3KN6NDC02835",
  "title": "2022 Thor Motor Coach Vegas\u00ae RUV 24.1 Econoline",
  "year": 2022,
  "make": "Thor Motor Coach",
  "model": "Vegas\u00ae RUV 24.1",
  "trim": "Econoline",
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  "drivetrain": null,
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  "engine": "7.3L V8",
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  "mpg_hwy": null,
  "range_miles": null,
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  "stock_number": "RU223",
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  "availability": "In Stock",
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  "dealer_fees": 799.0,
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    "make": "Ford",
    "model": "E-350",
    "year": 2022,
    "trim": "Econoline",
    "body_style": "Incomplete - Stripped Chassis",
    "vehicle_type": "INCOMPLETE VEHICLE",
    "engine": "7.3L 8-Cylinder V-Shaped",
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    "drive_type": null,
    "fuel_type": "Gasoline",
    "doors": null
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    "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."
  },
  "dealer": {
    "name": "Charlie Obaugh RV",
    "short_name": "Charlie Obaugh RV",
    "city": "Staunton",
    "state": "VA",
    "address": "213 Rolling Thunder Lane",
    "zip": "24401",
    "phone": "(540) 324-4446",
    "website": "https://www.charlieobaughrv.com"
  },
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  "json_url": "https://ai.charlieobaughrv.com/v/1FC3E3KN6NDC02835.json",
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  "generated_at": "2026-07-30T18:12:11Z",
  "price_excl_doc_fee": 70995.0,
  "price_includes_doc_fee": null,
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  "price_note": "Shown inclusive of the dealership's mandatory fees. Please confirm the current price with us.",
  "savings": null,
  "price_check": {
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  "price_advertisable": false,
  "price_stale_reason": "price_source_undated",
  "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.",
  "price_max_age_hours": 48,
  "price_disclosure": {
    "kind": "off_msrp",
    "template_id": "price.v1",
    "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.",
    "full": "This offer applies to Stock #RU223, VIN 1FC3E3KN6NDC02835. Advertised price: $71,794. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
    "lines": [
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        "value": "$71,794"
      }
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    "required_missing": [
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    ],
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    "substantiated": true,
    "reason": "required disclosure elements missing: what the savings figure is measured from",
    "advertisable": false,
    "estimate_only": true,
    "disclosure_version": "1.0.0"
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  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "features": [
    "Ford\u00ae E-Series",
    "25' 8\" | w/o ladder",
    "7' 10\" | w/o mirrors",
    "11'",
    "6' 10\"",
    "15' 8\"",
    "17'",
    "12,500 lbs",
    "18,500 lbs",
    "42 gal",
    "40 gal",
    "30 gal",
    "6 gal.",
    "40 lbs",
    "55 gal",
    "8,000 lbs",
    "30,000 BTU",
    "5"
  ],
  "computed_offers": {
    "generated_at": "2026-07-30T18:12:11Z",
    "engine_version": "beacon-offer-engine/1.0",
    "template_set": "beacon-disclosure/1.0",
    "validator_version": "1.1.0",
    "basis": {
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      "state": "VA",
      "doc_fee": null,
      "doc_fee_source": "unconfigured",
      "doc_fee_in_advertised_price": false,
      "selling_price": 71794.0,
      "price_reconciled": false,
      "price_stale": true,
      "price_age_hours": null,
      "price_max_age_hours": 48,
      "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.",
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
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        "type": "finance_48",
        "label": "Finance",
        "headline": {
          "value": 1758,
          "unit": "per_month",
          "display": "$1,758/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 71794.0,
          "price_incl_doc": null,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 48,
          "apr": 5.99,
          "tax_rate": 0.043,
          "zip": "24401",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 1758.24,
          "amount_financed": 74881.14,
          "sales_tax": 3087.14,
          "total_of_payments": 84395.64,
          "finance_charge": 9514.5,
          "per_1000_financed": 23.48,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #RU223, VIN 1FC3E3KN6NDC02835. $1,758 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $71,794, before any dealer documentation fee. Amount financed $74,881, including $3,087 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $84,396. Offer expires 2026-07-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
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          ],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_1FC3E3KN6NDC02835_finance_60",
        "type": "finance_60",
        "label": "Finance",
        "headline": {
          "value": 1465,
          "unit": "per_month",
          "display": "$1,465/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 71794.0,
          "price_incl_doc": null,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 60,
          "apr": 6.49,
          "tax_rate": 0.043,
          "zip": "24401",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 1464.78,
          "amount_financed": 74881.14,
          "sales_tax": 3087.14,
          "total_of_payments": 87887.09,
          "finance_charge": 13005.95,
          "per_1000_financed": 19.56,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #RU223, VIN 1FC3E3KN6NDC02835. $1,465 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $71,794, before any dealer documentation fee. Amount financed $74,881, including $3,087 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $87,887. Offer expires 2026-07-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
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          ],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_1FC3E3KN6NDC02835_finance_72",
        "type": "finance_72",
        "label": "Finance",
        "headline": {
          "value": 1276,
          "unit": "per_month",
          "display": "$1,276/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 71794.0,
          "price_incl_doc": null,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 72,
          "apr": 6.99,
          "tax_rate": 0.043,
          "zip": "24401",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 1276.29,
          "amount_financed": 74881.14,
          "sales_tax": 3087.14,
          "total_of_payments": 91892.84,
          "finance_charge": 17011.7,
          "per_1000_financed": 17.04,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #RU223, VIN 1FC3E3KN6NDC02835. $1,276 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $71,794, before any dealer documentation fee. Amount financed $74,881, including $3,087 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $91,893. Offer expires 2026-07-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      }
    ],
    "suppressed": [
      {
        "type": "price_drop",
        "failed_checks": [
          "price_source_stale"
        ],
        "severity": "hard",
        "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."
      }
    ],
    "counts": {
      "offers": 3,
      "suppressed": 1,
      "advertisable": 0
    },
    "engine_calls": 0,
    "elapsed_ms": 6
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}